Kuberiki ukeneye guhitamo android Kanda kugirango wishyure tablet kubucuruzi bwawe?

Kuzamuka kwa NFC Kanda-Kuri-Kwishura Ibinini: Inzira ninyungu zerekana ejo hazaza h'ubwishyu 

Mw'isi igenda isobanurwa no guhindura imibare, tekinoroji ya NFC (Hafi y’itumanaho) yagaragaye nk'ifatizo rya sisitemu yo kwishyura igezweho. Kanda-kuri-ibisubizo, cyane cyane byinjijwe mu bisate, birahindura uburyo ubucuruzi bwemera kwishura, butanga ubworoherane, umutekano, no guhinduka. Reka dushakishe inzira igenda ihinduka nibyiza byingenzi bitera kwemeza NFC tap-to-kwishyura.

Ubwihindurize n'ibigezweho

Izamuka rya Tap to Pay, rishobora guhera mu mwaka wa 2020, umwaka w'ingenzi mu kwishura udafite aho uhurira, Nyuma y’icyorezo, abaguzi ndetse n’abashoramari kimwe bashyize imbere imikoranire idakoraho, ibikoresho bifasha NFC, harimo na terefone na tableti, bimaze kuba ibisanzwe haba mu baguzi no mu bucuruzi.

Raporo ya Banki nkuru y’igihugu y'Abanyamerika itanga ibimenyetso bifatika: Muri 2018, miliyoni 700 zishyuwe amakarita adafite amakarita angana na miliyari 20 z'amadolari. Ibi byageze kuri miliyari 1.6, byose hamwe bikaba miliyari 50 z'amadolari muri 2019, Kugeza mu 2020, itangwa ry'amakarita adafite amakarita ya banki ryiyongereye ku buryo bugaragara, kandi umubare w'amafaranga yo kwishyura amakarita adafite amakarita wiyongereyeho 172.3% ugera kuri miliyari 3.7, ahwanye na miliyari 110 z'amadolari y'Amerika. Imikoreshereze y’imifuka igendanwa yiyongereyeho 29% umwaka ushize, bituma abakiriya benshi bemera ubwo buryo bworoshye bwo kwishyura.Mu byukuri, ubushakashatsi bwakozwe na NGPF mu 2021 bwagaragaje ikintu gikomeye: abarenga kimwe cya kabiri cy’Abanyamerika bakoresheje ubwishyu butabonetse. Ihuriro nka Apple's Tap to Pay na Google Pay ryarushijeho gukora ubu buryo bwikoranabuhanga, bituma abacuruzi bahindura ibikoresho byabo muburyo bwo kwishyura nta byuma byongeweho. Impuguke ziteganya ko ibikorwa byo kwishura bitishyurwa ku isi biteganijwe ko bizarenga ** $ 1.2 trillion ** muri 2026, bitwawe na terefone zigendanwa na NFC Tap to Pay tablet.

Ibyiza byingenzi bya NFC Kanda kuriha ibinini

Ubufatanye bwambukiranya inganda

Ubufatanye hagati yabatanga ubwishyu, ibihangange byikoranabuhanga, nibigo byimari byagura ubushobozi bwo kwishyura. Kwishyira hamwe kwa PayPal hamwe na Apple's Tap to Pay, kurugero, bituma amamiriyoni yubucuruzi buciriritse bwo muri Amerika yakira ubwishyu binyuze muri iphone, bikuraho ibikenewe bya sisitemu yihariye ya POS. Ubwo bufatanye butuma demokarasi igera ku bikoresho bigezweho byo kwishyura, bigaha imbaraga imishinga iciriritse n'abaterankunga.

Ikiguzi-Gukora neza no Kugerwaho

Bitandukanye na sisitemu gakondo ya POS, kanda-kuri-kwishyura ibinini bikuraho ibiciro byimbere hamwe nubukode burikwezi. Abashoramari barashobora gukoresha ibikoresho bihari (urugero, iPad cyangwa tableti ya Android) mugutunganya ubwishyu, Ubworoherane bwayo - nta PIN, umukono, cyangwa amakarita yumubiri asabwa-bituma biba byiza kubacuruzi bigendanwa, amaduka acururizwamo hamwe nabatanga serivise bakora murugendo.

Umutekano wongerewe

Umutekano uracyari uwambere muburyo bwo kwishyura utishyuye. Ibikorwa bya NFC bifashisha ibanga na tokenisation kugirango urinde amakuru yoroheje, mugihe ibinyabuzima byemewe (urugero, Face ID cyangwa igikumwe cyerekana urutoki) byongera urwego rwuburinzi. Izi ngamba zigabanya ibyago byuburiganya, kubaka ikizere mubakiriya n'abacuruzi.

Uburambe bunoze

Hamwe nimifuka ya digitale (Apple Pay, Google Pay, Samsung Pay), abakoresha barashobora gusiga umufuka wabo murugo. Kanda-kuri-kwishyura bitanga hafi-byihuse, kugabanya igihe cyo gutegereza no koroshya inzira yo kugenzura. Abakiriya barashobora kwishyura hamwe namakarita, ikotomoni ya digitale (Apple Pay Google Pay), cyangwa amasaha yubwenge, bakurikije ibyifuzo bitandukanye. Kubucuruzi, ibi bisobanurwa kurwego rwo hejuru rwo kunyurwa no gusubiramo ubufasha.Kandi ibigo bito n'ibiciriritse byunguka kugabanura ibiciro byo hejuru, kuko Kanda kuri Pay bivanaho gukenera ibyuma byabugenewe bya POS. Amafaranga abikwa ako kanya, atezimbere amafaranga kandi akora neza.

Inzira izaza

Kwaguka Kurenga Gucuruza

NFC tap-to-kwishyura ibinini bihuza nubucuruzi butandukanye. Byaba bikoreshwa mu ikawa yuzuye, ikamyo y'ibiryo, cyangwa ubuvuzi (kwishura abarwayi badafite aho bahurira) no gutwara abantu (kwishyura amafaranga ukoresheje terefone zigendanwa), batanga uburyo bworoshye bwo kwishyura aho ariho hose bafite umurongo wa interineti. Kurugero, imijyi kwisi yose ihuza Tap to Pay muri sisitemu ya metero, kugabanya kwishingikiriza kumatike yumubiri.

Kugera ku Isi

Ikoranabuhanga rya NFC risanzwe ku isi hose, rifasha gucuruza imipaka. Mu turere nka Amerika, Ubwongereza, na Ositaraliya, ibisubizo byishyurwa byemerwa cyane, amasoko agaragara muri Amerika y'Epfo no mu majyepfo y'uburasirazuba bwa Aziya yakira Tap to Pay. Ubufatanye hagati yabatanga ubwishyu nabakora ibyuma bizihutisha isi yose.

Kuramba

Kugabanya kwishingikiriza kumafaranga namakarita ya plastike bihuza nintego zangiza ibidukikije, bigatuma Tap to Pay ihitamo icyatsi kubakoresha ndetse nubucuruzi.

Kazoza ka NFC Kanda-Kuri-Kwishura

Mugihe tekinoroji ya NFC ikomeje gutera imbere, turashobora kwitega kwishyira hamwe byimbitse hamwe nibigenda bigaragara nka AI na IoT. Kurugero, isesengura risesuye rishobora guhindura uburyo bwo kwishyura, mugihe ibikoresho bya IoT bishobora gutuma kanda-kuri-mu mikorere idasanzwe (urugero, imashini zicuruza ubwenge).

NFC tap-to-pay tablets yerekana ihinduka ryubwishyu-rihuza ibyoroshye, umutekano, hamwe no guhuza n'imihindagurikire kugirango ibyifuzo byubukungu bwihuta byihuta. Kubucuruzi bushaka gukomeza guhatana, gukoresha ikoranabuhanga ntabwo ari amahitamo gusa; ni ngombwa.

Witegure ejo hazaza-sisitemu yo kwishyura? Shakisha uburyo NFC kanda-kuri-ishobora kuzamura ibikorwa byawe byubucuruzi uyu munsi.